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Description
Estimate monthly UPI MDR cost for Indian merchants — absorb, itemize, or blend pricing. UPI MDR Exposure helps Indian merchants estimate monthly cost under NPCI’s P2M MDR framework (0.4% on eligible UPI transactions above ₹2,000, capped at ₹300 — effective 15 October 2026). What you can do • Enter rough daily UPI volume, transaction count, and ticket-size mix • Or upload a settlement CSV (Razorpay, PhonePe, Paytm, Google Pay, bank) • See estimated monthly MDR in ₹ and as a % of UPI revenue • Band breakdown: under ₹2,000 / ₹2k–₹75k / ₹75k+ • Soft P2PM micro-merchant check + always-on P2M what-if • Month and Indian FY (Apr–Mar) charts from CSV • Three pricing views: Absorb / Itemized / Blended Privacy Everything stays on your device (chrome.storage.local). No account. No cloud upload of your CSV or business data. Important • Advisory calculator only — does not create QR codes, collect payments, or split transactions • NPCI’s FAQ states merchants cannot pass MDR to customers • Rates from NPCI FAQ (15 Sept 2026); confirm final charges with your bank or PSP