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The true monthly payment on any Birmingham-area listing, plus deal-killer checks: county tax records, flood zones, mines, HOA. Zillow's payment estimate is a guess. Payment Peek shows the real number. Open any listing on Zillow, Redfin, Realtor.com, or Homes.com and a card appears with the true all-in monthly payment for that exact house: - The actual county tax bill from county records (Jefferson, Shelby, St. Clair, Tuscaloosa, Blount, and Walker counties), with a plain-English note about what you inherit as the buyer - This week's real rate and APR, by loan type (conventional, FHA, VA) - Mortgage insurance done correctly, including financed FHA MIP and VA funding fees - HOA dues read straight off the listing - Tap the price to test a different offer number It also flags deal-killers before you write an offer: FEMA flood zones, old underground mine maps within a half mile, septic and well notes, the FHA loan limit, and whether the property sits in a $0-down USDA-eligible area. Built in Birmingham by Dunnavant Valley Mortgage. Estimates, not a quote or offer of credit. Ben Tamburello NMLS 2468433 · DVM NMLS 2827382. Equal Housing Lender.