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A Simple Ammortization Calculator This is a payment calculator. The official type of calculator is an amortization calculator. You can can calculate and get a detailed payment plan of what your payments will be whenever you a car or home loan. Unlike other calculators, this calculator is designed to work offline. Therefore an internet connection is not necessary to use it. As a disclaimer please understand that this calculator is close but not exact. Results may be different from your official lending institutions calculations.